Home Buyer Rescission Period Information Session – FREE WEBINAR

Location: Delivered in an Interactive Zoom Environment
Start date: 06 December, 2022
Cost:$0.00 for members or $0.00 for non-members

Home Buyer Rescission Period Information Session

Presented by CMBA-BC in partnership with BCFSA

Tuesday December 6, 2022 at 1:00pm

FREE For Everyone 

In January 2023 the B.C. government will implement changes to the Property Law Act to make the Home Buyer Rescission Period (“HBRP”) or ‘cooling-off period’ mandatory for residential real estate transactions. While the HBRP doesn’t include specific requirements or changes to practice for mortgage brokers, a foundation of knowledge about the HBRP will help you to respond to any questions you may receive from clients.

This hour-long information session, presented by CMBA-BC in partnership with BC Financial Services Authority (“BCFSA”) is designed to help mortgage brokers build their understanding of the HBRP.

You will hear from expert speakers in BCFSA’s Education and Licensing department and its Policy and Stakeholder Engagement department, who will provide an overview of


The session will include a review of Frequently Asked Questions contributed in advance by webinar audience members. You can ask a question by filling out this form: https://www.surveymonkey.com/r/XDR6ZRG


Pamela Skinner is Senior Vice President of Education, Licensing and CUDIC Operations. She is responsible for planning and implementing regulatory and business solutions strategies in these areas. With over 30 years’ experience in banking and regulatory services, Pam has deep expertise in licensing, education, and professional advisory services. Her regulatory experience includes serving as Vice President of Education and Licensing with the Real Estate Council of British Columbia. Pamela’s full bio can be found on BCFSA’s website.

Saskia Tolsma is Vice President, Policy and Stakeholder Engagement at BCFSA. She is responsible for developing policies and best practices and operationalizing an engagement strategy for BCFSA as a modern, effective and efficient regulator. She leverages over 15 years of experience in policy and regulatory development, including extensive work with a variety of government partners, regulators, and external stakeholders in order to provide strategic advice on how BCFSA meets its commitments for meaningful engagement and transparency. Saskia’s full bio can be found on BCFSA’s website.

Carmen deFoy is the Manager of Practice Education at BCFSA, where she develops education programs, professional guidance materials and consumer-focused resources.  She leads a team of practice standards advisors who provide advice to hundreds of real estate consumers and industry professionals each month. Carmen holds a BA from Simon Fraser University, a certificate of investigations and enforcement from the Justice Institute of BC and is nearing the completion of her Master’s of Business Administration at Thompson Rivers University.

Emily Shaw is the Manager of Policy at BCFSA. She is responsible for policy and legislation related to real estate services and real estate marketing development. Emily has over two decades of experience in various roles in the federal and provincial public service. Emily holds a BA magna cum laude from the University of Ottawa, a Bachelor of Education from the University of Toronto, a Master of Public Administration from Queen’s University at Kingston, and a professional certificate in critical, creative and design thinking from McMaster University.


Deb White

Geoff Parkin

Deb White has been assisting her clients with their mortgage needs since April 1999 and established White House Mortgages DLC in January 2005. As an award winning broker Deb prides herself on her ability to find the best rate for her clients’ mortgages and to find solutions to even the most difficult mortgage approval. With this in mind, Deb has been ranked in the top 75 brokers across Canada over the past 10 years. This is a testament to her dedication to the industry and to her clients.

Since opening White House Mortgages DLC has established itself as a leader in the Mortgage Brokerage industry receiving numerous awards including Best Mortgage Company in the North Okanagan 2012-2015 and 2017 by Okanagan Life Magazine. White House Mortgages was also names best of the best with the BOB awards held by Beach Radio. White House Mortgages DLC has grown to 7 locations in British Columbia with currently 25 Mortgage Brokers.

In addition to being business minded Deb is also community minded. Currently Deb is the President of CMBABC.  Previously, Deb was on the board for Vernon Winter Carnival for 10 years and was the Chairperson for 5 years. Deb has also been the Director and Secretary of the Funtastic Sports Society, helped establish Carrol-ing For a Cause, has volunteered at the Knox Mountain Hill Climb for 27 years, has been on the board of directors for the Mortgage Broker’s Association of British Columbia and most recently supported Teens Count Too.

Deb and her husband Doug have 4 children and 7 grandchildren. When not working or volunteering Deb can be found spending time with her family and friends. In her spare time she enjoys camping, motor biking, sewing and running.

Currently a mortgage broker with Select mortgage, Geoff has both CPA and Chartered Financial Analyst designations. Prior to his time with Select Mortgage, he held positions at Pacific Coast Savings Credit Union in Victoria and most recently at Coast Capital Savings Credit Union as VP Subsidiary Operations which included real estate, mortgage broker operations, and real estate appraisal.

Geoff is a former Victoria resident and currently a White Rock resident and active member of his community. Currently I lend my time as a member of the board for the BC Children’s Hospital Foundation, and as the President of the Mortgage Brokers Institute of BC. Previous industry volunteer roles have included President, and Chair Ethics Committee for the Mortgage Brokers Association of BC.