CAREERS
| Job Title: | Thrive Mortgage Co. - Associate Mortgage Advisor |
|---|---|
| Start Posting: | 2022-01-13 |
| End Posting: | 2022-06-01 |
| Description: | SUMMARY OF OPPORTUNITY: JOB TITLE - Associate Mortgage Advisor LOCATION - Langley, B.C., in office initially with future remote work from home possibilities STATUS - (e.g., full-time, permanent)- Full Time-Permanent (3 months probation)- Salary plus Bonuses COMPANY DESCRIPTION - Thrive AAddition Mortgage Corp. located in Langley, B.C. We are an leading DLC/MA franchise Mortgage Brokerage Company with 15+ employees JOB DUTIES - Support MA and Fulfillment Team through client application development and liaison activities and collection of lender conditions to achieve a broker complete solution QUALIFICATIONS & EXPERIENCE REQUIRED - BCFSA Broker License and 2-3 years of related mortgage or consumer lending experience CLOSING DATE - Initial intake closes Feb 15th,2022 , thereafter ongoing recruitment for additional candidates COMPENSATION - $65,000.00-$75,000.00 per year HOW TO APPLY - Please provide your cover letter and Resume to: dean@thrivemortgage.ca Job description Welcome to the lending career you always wanted, as a member of one of the top lending teams in the country, your role as an associate advisor is to utilize your professional and broker skills to understand the client, their client's needs, lending characteristics, and qualifications to develop a trusted and amicable relationship with our clients and partners. Your role is vital to our team, as you represent us to the client's, our lenders, and our referral partners that trusted us with their referral of business, all which ultimately affect our reputation. You are responsible to ensure the accuracy and completeness of the client intake and application and Pre-Review Summary processes and the fulfillment of the CL lender Conditions and other file closing activities to achieve a broker complete and funded solution by providing exceptional and professional client service. New team members will receive expert guidance, focused support, and training; to support and build your personal skill development, product and process efficiency, and knowledge. As well, you may receive support from your co-workers, in handling new or challenging situations as they arise. We value and treasure our team members' growth both personally and professionally, we can't wait to meet you! We Value: - Client first approach - Attention to detail - Positive work ethic - New ideas & innovation promoted - Team Player! You Have: - Experience in processing the following types of Documentation: Income (CRA), Financials, Bank Statements, Contracts, and Property Documents. - Focus on supporting reviewing mortgage lending and clearly explaining information to clients. - Proven experience as an administrative assistant or executive assistant - Empathy and a HIGH focus on going above and beyond to exceed client expectations. - Knowledge of office management systems and procedures - Strong phone and communication skills - Excellent time management and the ability to prioritize work - Excellent written and verbal communication - Strong organization skills - Desire to grow, learn and willingness to EXCEED client expectations. - Ability to adapt and complete tasks with minimal supervision - Technical aptitude, including experience with CRM's, Office, and ability to learn other web applications. - Experience with FILOGIX is an asset - Ideally has experience reviewing lending documentation. - A Mortgage Broker License in BC will be a requirement of this position. If you do not currently have a license we will work with the right candidate to obtain one. Some of Your Responsibilities: - Client Communication of files & status - Document Collection & Review - Data Entry & CRM updating - Managing tasks & following up throughout files - Compliance Procedures - Client Correspondence (Email / Phone / Mail) - Client Care - Support & Happiness Job Types: Full-time, Permanent Compensation: $65,000.00-$75,000.00 per year HOW TO APPLY - Please provide your cover letter and Resume to: dean@thrivemortgage.ca |
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Your Career as a Mortgage Broker
To become registered as a mortgage broker, interested individuals must meet prescribed educational requirements. The Sauder School of Business Real Estate Division at the University of British Columbia provides a course offered through distance learning. For more information, please call 604-822-8444 or visit www.realestate.ubc.ca for the Mortgage Brokerage Licensing Program details.
The CMBA-BC also offers a practical course – the Canadian Mortgage Brokers Course – which provides participants with information currently not part of the UBC mortgage brokers’ course curriculum. This course is not mandatory. It is designed for new or soon-to-be mortgage brokers and will also be very helpful for people in related industries. It provides a clear picture of the processes involved in seeking and obtaining approval of mortgage financing. Please visit our Events Centre for more information on the CMBA-BC course.
Applicants must either complete or challenge the UBC course and then must register with the BC Financial Services Authority (BCFSA). BCFSA is the government body that regulates mortgage brokers and can be reached at 604-660-3555.
Important actions for new Mortgage Brokers
Frequently Asked Questions
Yes, you must register and obtain a license from BCFSA prior to working as a mortgage broker. It is an offence to carry on the business of a mortgage broker in British Columbia without proper registration and licensing. Please refer to paragraphs above for details on educational requirements.
Mortgage Brokers are compensated on a commission basis so incomes vary widely from one individual to another. A successful mortgage broker will earn an income similar to other successful sales professionals.
While there is no regulation prohibiting this, most companies do not hire part time brokers. It is a challenging career that requires a high level of effort, knowledge and attention to detail. Most employers find that part time brokers are not able to devote the time and energy required to properly serve their clients’ needs in a professional manner.
Many different personalities can be successful but there some common skills and traits that most brokers have. Mortgage Brokers must be fluent in reading, writing and conversing in English. They require knowledge of mathematics to at least the high school level. Integrity is crucial when dealing with clients, financial institutions and other professionals in the real estate industry. Strong interpersonal and stress management skills help brokers deal with clients who are looking for calm guidance and timely answers about an important financial transaction.
A mortgage broker is generally a sales position and requires prospecting for clients. Most new mortgage brokers spend a great deal of time early in their career building a referral network of realtors, accountants, lawyers and other professionals who trust and refer clients to the broker. Over time successful brokers also build a large base of satisfied clients who refer friends and associates to the mortgage broker based on their own positive experience. Some mortgage brokers find advertising successful and some employers provide leads to new brokers.
The provincial regulator requires course completion through the Sauder School of Business. This course can be taken over the period of one year, with written exams at completion. Once you have passed your exams, you will need to find an employer, preferably with an CMBA-BC corporate member. (All graduates are required to work for an existing designated company for a minimum of two (2) years before independent office opportunities.) Once employed, you must submit your registration to BCFSA for your license. Then it is time to Become A Member of CMBA-BC and start attending our educational and networking events. Let us help you launch your career!